Relationship between risk management and performance of Post Bank at Kanungu and Ntungamo district branches. A cross-sectional study.
DOI:
https://doi.org/10.70572/agp.v2i12.25Keywords:
Post bank at kanungu and Ntungamo, The relationship between risk management and performanceAbstract
Background:
The risk management strategy must be integrated with the overall corporate strategies. The basic risk management process that is generally accepted is the practice of identifying, analyzing, measuring, and defining the desired risk level through risk control and risk transfer. This study aimed to assess the relationship between risk management and the performance of Post Bank at Kanungu and Ntungamo district branches.
Methodology:
A cross-sectional study design was used. The respondents were selected randomly and purposively. Primary data was collected using the Questionnaires with support from an interview guide and documentary review. Data was analyzed using the SPSS package, and descriptive, correlation, and regression analyses were carried out to establish relationships between the variables.
Results:
28 (80%) of the respondents were males, 30 (85.7%) of the respondents for the study were bank officers, 26 (74.2%) of the respondents indicated that there exists a risk management policy in the bank, 26 (71.4%) of the respondents agreed that staff understands ways of identifying risk; 26 (74.2%) of the respondents agreed that management appropriately evaluates risks and 24 (68.5%) of the respondents agreed that the bank’s policy encourages training programs in risk management.
Conclusion:
Risk management has an effect on performance at Post Bank. This means that if there exists a risk management policy in the bank that is operational, the bank’s policy encourages training programs in risk management, there is proper risk monitoring, risk assessment is done at all levels of the bank, then performance will increase.
Recommendation:
Management should seek Staff opinion in designing the risk management policy such that it becomes much easier for them to own up in case a risk occurs and seek an adequate solution without necessarily seeking management decision.
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Copyright (c) 2026 Richard Semanda Junior, Adrian Beinebyabo, Sendagi Mohammed, Salongo Kateregga
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